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The Rational Walk's avatar

Buffett and Jain have both discussed Progressive's lead in telematics. This insight into driver behavior allowed them to better match rate and risk, thereby retaining more customers. GEICO has been trying to play catchup for years. The lost market share of 2022/2023 will be expensive to regain. This is one case where Berkshire's aversion to technology might have cost it. GEICO is still a very strong business and has a solid future, so it will be interesting to see how they approach growth in 2024.

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